No speculation. No tokens. Just real invoices from real UAE companies, backed by legally binding payment obligations from buyers like Emaar and DP World. You earn yield the same way banks have for a century — by bridging a payment gap.
A supplier in Dubai finishes a job worth AED 150,000. The buyer owes them the money but won't pay for 60 days. The supplier can't wait — they have wages to pay today. So they sell that future payment at a discount. That discount is your yield.
All buyers are publicly listed UAE entities verified through credit bureaus, legal registration checks, and real-world due diligence. TrustRank reflects credit bureau data, payment history, and on-site verification — not just on-chain activity.
Explore a deal →Traditional invoice financing costs suppliers 30–40% per invoice. Banks charge for their inefficiency. qist removes the middleman — you capture the margin they used to take.
A UAE supplier has completed a real job — construction, logistics, facilities management. They've issued an invoice. The buyer legally owes the money. The yield is not a promise — it's a financing fee on a debt that already exists.
The buyer has 60 days to pay. But the supplier needs to pay workers and suppliers now. Traditionally they'd go to a bank, who charges 30–40% to bridge that gap. That cost is the yield you capture.
Instead of the bank charging 38%, you offer 13%. The supplier saves 25%. You earn 13% on your capital in 60 days. The buyer pays the invoice at maturity and your principal plus yield is returned automatically.
This isn't crypto speculation. The buyer — Emaar, DP World, Majid Al Futtaim — has a legally binding obligation to pay. These are publicly listed companies with credit ratings, audited financials, and real reputations to protect.
Walk through a real deal. See exactly what you earn and why.
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